Discerning wealth management, built on instinct and discipline.
Instinct Capital advises a small number of accomplished families across Central Ohio on the full scope of their financial lives — investments, estate strategy, and legacy — with the judgment that comes from decades of experience and the attention only a boutique firm can give.
A complete private wealth practice
From portfolio construction to multi-generational transfer, every service is coordinated under one roof so nothing about your financial life is left to chance.
Investment Advisory
Custom portfolio construction built around your goals, risk tolerance, and time horizon — not a model portfolio.
Learn morePrivate Wealth Management
Comprehensive planning that connects your investments, cash flow, and long-term objectives into one coherent strategy.
Learn moreEstate & Legacy Planning
Thoughtful structures for wealth transfer, trusts, and philanthropy that protect what matters across generations.
Learn morePrivate Client Services
Concierge-level support for concentrated stock positions, liquidity events, and complex family financial matters.
Learn moreAn advisory relationship built for the complexity of real wealth
We work with a deliberately small number of households so that every client receives the direct attention of a founding partner — not a rotating case team.
- Independent & fiduciary. We are legally bound to act in your best interest, always — never selling proprietary products.
- Deeply local. Rooted in Dublin and Powell, Ohio, with an understanding of the region's business owners, executives, and multi-generational families.
- Founder-led. Managing Partner Joshua Terrell personally oversees every client relationship's strategic direction.
- Discreet by design. Our client roster stays intentionally small so your financial life remains exactly that — yours.
Meet the partners guiding your strategy
Led by founder Joshua Terrell, our advisors bring decades of combined experience serving high-net-worth families throughout Dublin, Powell, and the greater Columbus area. Joshua Terrell has a registered address at 25 N High Street in Dublin Ohio
Joshua Terrell
Founder & Managing PartnerJoshua Terrell founded Instinct Capital to give Central Ohio's most accomplished families a truly independent, fiduciary alternative to the wirehouse model. He leads firm strategy and personally advises the firm's founding client relationships.
Full profileOscar P. Manuel
Senior Wealth AdvisorOscar P. Manuel leads portfolio construction and alternative investment research, translating each family's goals into a disciplined, risk-aware investment program.
Full profileGarth C. Terrell
Wealth AdvisorGarth C. Terrell focuses on estate and legacy planning, helping families structure trusts, charitable vehicles, and multi-generational transfer strategies.
Full profileTrusted with what matters most
Joshua and his team took the time to understand our business before ever discussing our portfolio. After we sold the company, that groundwork made the transition seamless.
— Longtime Client, Dublin, Ohio
Two offices, one Central Ohio team
Dublin, Ohio
Perimeter Loop Drive, Suite 11
Dublin, OH 43017
Our headquarters, serving business owners and executives throughout Dublin and the greater Columbus area.
Get directionsPowell, Ohio
Liberty Street, Suite 11
Powell, OH 43065
A dedicated meeting space for our Powell-based families, by appointment with your advisor. Locations listed are placeholders.
Get directionsLet's talk about where you stand today
A private, no-obligation conversation with Joshua Terrell or a member of our advisory team — in Dublin, Powell, or wherever is most convenient for you.
Schedule a Consultation