A clear process, from first conversation to lifelong stewardship
Every client relationship at Instinct Capital moves through the same four stages — so you always understand what comes next and why.
Discovery
We start with a confidential conversation about your goals, your family, and your current financial picture — no obligation, no pressure.
Strategy
Joshua Terrell and your advisory team design a coordinated plan spanning investments, tax, estate, and risk management.
Implementation
We execute the plan carefully, coordinating with your attorney, CPA, and other professionals so nothing falls through the cracks.
Ongoing Stewardship
Markets and life circumstances change. We meet regularly to review your plan and adjust course as needed — for as long as you're a client.
What "fiduciary" actually means at Instinct Capital
- We never receive commissions or proprietary product incentives.
- Every recommendation is documented and explained in plain language.
- Fees are transparent and disclosed up front, with no hidden costs.
- Your advisor — Joshua Terrell, Oscar P. Manuel, or Garth C. Terrell — is directly accountable to you.
Frequently asked questions
What net worth do you typically work with?
We primarily serve high-net-worth families and individuals in and around Dublin and Powell, Ohio. Because our roster is intentionally limited, we recommend a brief conversation to determine fit.
Is Instinct Capital a fiduciary?
Yes. Instinct Capital and its advisors, including founder Joshua Terrell, are held to a fiduciary standard and are legally obligated to act in your best interest.
Do you only work with clients in Dublin and Powell?
Our offices are based in Dublin and Powell, Ohio, but we advise families throughout the greater Columbus area, meeting in person or virtually as needed.
Ready to start the conversation?
Step one is simple: a confidential discovery call with our team.
Schedule a Consultation