/* ==========================================================================
   INSTINCT CAPITAL — MAIN STYLESHEET
   A private wealth advisory site for high-net-worth clients in
   Dublin, OH and Powell, OH.

   Table of contents:
   1.  Design tokens (custom properties)
   2.  Reset & base
   3.  Typography
   4.  Layout helpers
   5.  Buttons
   6.  Header / Navigation
   7.  Hero
   8.  Sections & Cards
   9.  Signature divider (the "uptick" motif)
   10. Advisor cards
   11. Testimonials / Quote
   12. Contact / Forms
   13. Footer
   14. Back-to-top button
   15. Utilities & animations
   16. Responsive breakpoints
   ========================================================================== */

/* ---------------------------------------------------------------------- */
/* 1. DESIGN TOKENS                                                        */
/* ---------------------------------------------------------------------- */
:root {
  /* Brand palette — required brief colors */
  --rose: #F43F5E;
  --rose-dark: #C22B47;
  --coral: #FB923C;
  --coral-dark: #E17517;
  --bg-light: #FFF1F2;

  /* Supporting neutrals, tuned warm to sit comfortably beside rose/coral */
  --ink: #2B1620;          /* near-black with a rose undertone, for headings */
  --ink-soft: #6E5158;     /* softened body-copy tone */
  --white: #FFFFFF;
  --card-border: rgba(43, 22, 32, 0.08);
  --hairline: rgba(244, 63, 94, 0.18);

  /* Gradient used sparingly as the signature accent */
  --gradient-uptick: linear-gradient(100deg, var(--rose) 0%, var(--coral) 100%);

  /* Typography */
  --font-display: "Playfair Display", "Georgia", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  /* Spacing scale */
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.75rem;
  --space-lg: 3rem;
  --space-xl: 5rem;
  --space-2xl: 7rem;

  /* Shape & shadow */
  --radius-sm: 6px;
  --radius-md: 14px;
  --shadow-soft: 0 12px 32px -12px rgba(43, 22, 32, 0.16);
  --shadow-lift: 0 20px 44px -16px rgba(244, 63, 94, 0.28);

  /* Layout */
  --container-width: 1180px;
  --transition: 220ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------------------------------------------------------------------- */
/* 2. RESET & BASE                                                         */
/* ---------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background-color: var(--bg-light);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

button {
  font-family: inherit;
  cursor: pointer;
}

/* Visible keyboard focus for accessibility — never remove outlines silently */
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible {
  outline: 2px solid var(--rose-dark);
  outline-offset: 3px;
  border-radius: 2px;
}

/* Respect reduced-motion preferences */
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
}

/* ---------------------------------------------------------------------- */
/* 3. TYPOGRAPHY                                                           */
/* ---------------------------------------------------------------------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--ink);
  line-height: 1.15;
  margin: 0 0 var(--space-sm);
  font-weight: 600;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.4rem, 5vw, 4.2rem); font-weight: 700; }
h2 { font-size: clamp(1.9rem, 3.4vw, 2.75rem); }
h3 { font-size: clamp(1.25rem, 2vw, 1.55rem); }
h4 { font-size: 1.1rem; }

p {
  margin: 0 0 var(--space-sm);
  color: var(--ink-soft);
}

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--rose-dark);
  margin-bottom: var(--space-xs);
}

.lede {
  font-size: 1.15rem;
  color: var(--ink-soft);
  max-width: 62ch;
}

.text-center { text-align: center; }
.mx-auto { margin-left: auto; margin-right: auto; }

/* ---------------------------------------------------------------------- */
/* 4. LAYOUT HELPERS                                                       */
/* ---------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: var(--space-2xl) 0;
}

.section--tight {
  padding: var(--space-xl) 0;
}

.section--alt {
  background-color: var(--white);
  border-top: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
}

.section-head {
  max-width: 700px;
  margin: 0 auto var(--space-lg);
  text-align: center;
}

.grid {
  display: grid;
  gap: var(--space-md);
}

.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

/* ---------------------------------------------------------------------- */
/* 5. BUTTONS                                                              */
/* ---------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.9rem 1.9rem;
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border: 1.5px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background-color var(--transition), color var(--transition);
  white-space: nowrap;
}

.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }

.btn--primary {
  background: var(--gradient-uptick);
  color: var(--white);
  box-shadow: var(--shadow-lift);
}
.btn--primary:hover {
  box-shadow: 0 22px 40px -14px rgba(244, 63, 94, 0.4);
}

.btn--ghost {
  background: transparent;
  border-color: var(--ink);
  color: var(--ink);
}
.btn--ghost:hover {
  background: var(--ink);
  color: var(--white);
}

.btn--outline-light {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.55);
  color: var(--white);
}
.btn--outline-light:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: var(--white);
}

.btn--sm {
  padding: 0.6rem 1.2rem;
  font-size: 0.85rem;
}

/* ---------------------------------------------------------------------- */
/* 6. HEADER / NAVIGATION — centered logo, nav row below                   */
/* ---------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: rgba(255, 241, 242, 0.92);
  backdrop-filter: saturate(160%) blur(10px);
  -webkit-backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid var(--hairline);
}

.header-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 1.1rem 1.5rem 0;
  max-width: var(--container-width);
  margin: 0 auto;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.5rem;
  color: var(--ink);
  letter-spacing: 0.01em;
}

.logo .logo-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--gradient-uptick);
  color: var(--white);
  font-size: 1.05rem;
  font-family: var(--font-display);
  font-weight: 700;
}

.logo .logo-text small {
  display: block;
  font-family: var(--font-body);
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--rose-dark);
  margin-top: 1px;
}

/* Nav row sits centered beneath the logo */
.navbar {
  width: 100%;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 0.85rem 0 1rem;
  position: relative;
}

.nav-links {
  display: flex;
  gap: var(--space-lg);
  align-items: center;
}

.nav-links a {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink);
  padding: 0.35rem 0.1rem;
  position: relative;
  transition: color var(--transition);
}

.nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -3px;
  height: 2px;
  background: var(--gradient-uptick);
  transition: right var(--transition);
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: var(--rose-dark);
}

.nav-links a:hover::after,
.nav-links a[aria-current="page"]::after {
  right: 0;
}

.nav-cta {
  margin-left: var(--space-sm);
}

.hamburger {
  display: none;
  position: absolute;
  right: 0;
  top: 0.5rem;
  background: transparent;
  border: none;
  width: 42px;
  height: 42px;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.hamburger.is-active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.hamburger.is-active span:nth-child(2) {
  opacity: 0;
}
.hamburger.is-active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* ---------------------------------------------------------------------- */
/* 7. HERO — minimal, text-only, no background image                      */
/* ---------------------------------------------------------------------- */
.hero {
  padding: var(--space-2xl) 0 var(--space-xl);
  text-align: center;
}

.hero .eyebrow {
  display: block;
}

.hero h1 {
  max-width: 16ch;
  margin: 0 auto var(--space-md);
}

.hero .lede {
  margin: 0 auto var(--space-lg);
  max-width: 56ch;
  font-size: 1.2rem;
}

.hero-actions {
  display: flex;
  justify-content: center;
  gap: var(--space-sm);
  flex-wrap: wrap;
  margin-bottom: var(--space-lg);
}

.hero-meta {
  display: flex;
  justify-content: center;
  gap: var(--space-lg);
  flex-wrap: wrap;
  padding-top: var(--space-lg);
  border-top: 1px solid var(--hairline);
  max-width: 760px;
  margin: 0 auto;
}

.hero-meta div {
  text-align: center;
}

.hero-meta strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.9rem;
  color: var(--ink);
}

.hero-meta span {
  font-size: 0.82rem;
  color: var(--ink-soft);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* Page hero — smaller variant used on interior pages */
.page-hero {
  padding: var(--space-xl) 0 var(--space-lg);
  text-align: center;
}

.page-hero h1 {
  margin: 0 auto var(--space-sm);
  max-width: 20ch;
}

.breadcrumb {
  font-size: 0.82rem;
  color: var(--ink-soft);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: var(--space-sm);
}

.breadcrumb a { color: var(--rose-dark); }
.breadcrumb a:hover { text-decoration: underline; }

/* ---------------------------------------------------------------------- */
/* 8. SECTIONS & CARDS                                                     */
/* ---------------------------------------------------------------------- */
.card {
  background: var(--white);
  border: 1px solid var(--card-border);
  border-radius: var(--radius-md);
  padding: var(--space-md);
  box-shadow: var(--shadow-soft);
  transition: transform var(--transition), box-shadow var(--transition);
  height: 100%;
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lift);
}

.card-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  background: var(--bg-light);
  color: var(--rose-dark);
  font-size: 1.3rem;
  margin-bottom: var(--space-sm);
}

.card h3 {
  margin-bottom: 0.5rem;
}

.card p:last-child {
  margin-bottom: 0;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: var(--space-sm);
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--rose-dark);
}

.card-link i {
  transition: transform var(--transition);
}
.card-link:hover i {
  transform: translateX(4px);
}

/* Feature list with check-marks, used for value propositions */
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  margin-bottom: var(--space-sm);
  color: var(--ink-soft);
}

.check-list i {
  color: var(--rose);
  margin-top: 0.25rem;
  flex-shrink: 0;
}

/* Two-column media + copy section */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-xl);
  align-items: center;
}

.split img {
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-soft);
}

.split.reverse .split-media { order: 2; }
.split.reverse .split-copy { order: 1; }

/* ---------------------------------------------------------------------- */
/* 9. SIGNATURE DIVIDER — the "uptick" motif                               */
/* A short ascending gradient tick, echoing a rising market line.          */
/* Used under section eyebrows/headings as the page's one recurring        */
/* graphic signature, in place of decorative flourishes.                  */
/* ---------------------------------------------------------------------- */
.uptick {
  display: block;
  width: 64px;
  height: 14px;
  margin: 0.4rem auto var(--space-md);
  background: none;
}

.section-head .uptick,
.hero .uptick,
.page-hero .uptick {
  margin-left: auto;
  margin-right: auto;
}

.uptick svg { width: 100%; height: 100%; overflow: visible; }
.uptick path {
  fill: none;
  stroke: url(#uptickGradient);
  stroke-width: 2.5;
  stroke-linecap: round;
}

/* ---------------------------------------------------------------------- */
/* 10. ADVISOR CARDS                                                       */
/* ---------------------------------------------------------------------- */
.advisor-card {
  background: var(--white);
  border: 1px solid var(--card-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-soft);
  transition: transform var(--transition), box-shadow var(--transition);
  height: 100%;
  display: flex;
  flex-direction: column;
}

.advisor-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lift);
}

.advisor-photo {
  aspect-ratio: 4 / 4.2;
  overflow: hidden;
  position: relative;
}

.advisor-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 600ms ease;
}

.advisor-card:hover .advisor-photo img {
  transform: scale(1.04);
}

.advisor-body {
  padding: var(--space-md);
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.advisor-name {
  margin-bottom: 0.1rem;
}

.advisor-title {
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--rose-dark);
  margin-bottom: var(--space-sm);
  display: block;
}

.advisor-creds {
  font-size: 0.8rem;
  color: var(--ink-soft);
  margin-bottom: var(--space-sm);
  letter-spacing: 0.02em;
}

.advisor-bio {
  font-size: 0.94rem;
  margin-bottom: var(--space-sm);
}

.advisor-social {
  display: flex;
  gap: 0.7rem;
  margin-top: auto;
  padding-top: var(--space-sm);
}

.advisor-social a {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid var(--hairline);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--rose-dark);
  transition: background var(--transition), color var(--transition), transform var(--transition);
  font-size: 0.85rem;
}

.advisor-social a:hover {
  background: var(--gradient-uptick);
  color: var(--white);
  transform: translateY(-2px);
  border-color: transparent;
}

/* Featured / founder variant — larger, used to emphasize Joshua Terrell */
.advisor-card--featured {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  height: auto;
}
.advisor-card--featured .advisor-photo {
  aspect-ratio: auto;
  height: 100%;
}
.advisor-card--featured .advisor-body {
  padding: var(--space-lg);
}
.advisor-card--featured .badge {
  display: inline-block;
  background: var(--gradient-uptick);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  margin-bottom: var(--space-sm);
}

/* ---------------------------------------------------------------------- */
/* 11. TESTIMONIALS / QUOTE                                                */
/* ---------------------------------------------------------------------- */
.quote-block {
  max-width: 780px;
  margin: 0 auto;
  text-align: center;
}

.quote-block i.fa-quote-left {
  font-size: 1.6rem;
  color: var(--coral);
  margin-bottom: var(--space-sm);
}

.quote-block p.quote-text {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 2.4vw, 1.65rem);
  color: var(--ink);
  line-height: 1.5;
  margin-bottom: var(--space-md);
}

.quote-cite {
  font-size: 0.88rem;
  color: var(--ink-soft);
  font-weight: 600;
  letter-spacing: 0.02em;
}

.testimonial-grid { align-items: stretch; }
.testimonial-card { display: flex; flex-direction: column; }
.testimonial-card .stars { color: var(--coral); margin-bottom: var(--space-sm); font-size: 0.85rem; }
.testimonial-card p.quote-text { font-size: 1rem; text-align: left; margin-bottom: var(--space-sm); }
.testimonial-card .quote-cite { text-align: left; }

/* ---------------------------------------------------------------------- */
/* 12. CONTACT / FORMS                                                     */
/* ---------------------------------------------------------------------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: var(--space-xl);
  align-items: flex-start;
}

.office-card {
  display: flex;
  gap: var(--space-sm);
  padding: var(--space-md) 0;
  border-bottom: 1px solid var(--hairline);
}

.office-card:last-child { border-bottom: none; }

.office-card i {
  color: var(--rose-dark);
  font-size: 1.2rem;
  margin-top: 0.2rem;
}

.office-card h4 { margin-bottom: 0.2rem; }
.office-card p { margin-bottom: 0.2rem; font-size: 0.94rem; }

.form-group {
  margin-bottom: var(--space-md);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-md);
}

label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 0.4rem;
  color: var(--ink);
}

input,
textarea,
select {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1.5px solid var(--card-border);
  border-radius: var(--radius-sm);
  background: var(--white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--ink);
  transition: border-color var(--transition), box-shadow var(--transition);
}

input:focus,
textarea:focus,
select:focus {
  border-color: var(--rose);
  box-shadow: 0 0 0 4px rgba(244, 63, 94, 0.12);
}

textarea {
  resize: vertical;
  min-height: 130px;
}

.form-note {
  font-size: 0.8rem;
  color: var(--ink-soft);
  margin-top: var(--space-sm);
}

.form-success {
  display: none;
  align-items: center;
  gap: 0.6rem;
  background: #FFF7ED;
  border: 1px solid var(--hairline);
  color: var(--rose-dark);
  padding: 0.9rem 1.1rem;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: var(--space-md);
}

.form-success.is-visible {
  display: flex;
}

.map-frame {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--card-border);
  box-shadow: var(--shadow-soft);
  margin-top: var(--space-md);
}

/* ---------------------------------------------------------------------- */
/* 13. FOOTER — minimal, single line with copyright + social               */
/* ---------------------------------------------------------------------- */
.site-footer {
  background: var(--ink);
  color: rgba(255, 255, 255, 0.75);
  padding: var(--space-lg) 0;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: var(--space-lg);
  padding-bottom: var(--space-lg);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  margin-bottom: var(--space-md);
}

.footer-brand .logo { color: var(--white); }
.footer-brand p {
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.9rem;
  margin-top: var(--space-sm);
  max-width: 32ch;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.85rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: var(--space-sm);
  font-family: var(--font-body);
  font-weight: 700;
}

.footer-col a,
.footer-col p {
  display: block;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.92rem;
  margin-bottom: 0.6rem;
  transition: color var(--transition);
}

.footer-col a:hover { color: var(--coral); }

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-sm);
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.5);
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.5);
  margin-left: var(--space-md);
  transition: color var(--transition);
}
.footer-legal a:hover { color: var(--coral); }

.social-links {
  display: flex;
  gap: 0.6rem;
}

.social-links a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.18);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.75);
  transition: background var(--transition), color var(--transition), transform var(--transition), border-color var(--transition);
}

.social-links a:hover {
  background: var(--gradient-uptick);
  border-color: transparent;
  color: var(--white);
  transform: translateY(-2px);
}

/* ---------------------------------------------------------------------- */
/* 14. BACK-TO-TOP BUTTON                                                  */
/* ---------------------------------------------------------------------- */
.back-to-top {
  position: fixed;
  bottom: 1.8rem;
  right: 1.8rem;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: none;
  background: var(--gradient-uptick);
  color: var(--white);
  font-size: 1.1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-lift);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity var(--transition), transform var(--transition), visibility var(--transition);
  z-index: 150;
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  transform: translateY(-4px);
}

/* ---------------------------------------------------------------------- */
/* 15. UTILITIES                                                          */
/* ---------------------------------------------------------------------- */
.cta-band {
  background: var(--gradient-uptick);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: var(--space-xl) var(--space-lg);
  text-align: center;
}

.cta-band h2, .cta-band p { color: var(--white); }
.cta-band .lede { color: rgba(255, 255, 255, 0.9); margin-left: auto; margin-right: auto; }

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  justify-content: center;
}

.pill {
  border: 1px solid var(--hairline);
  background: var(--white);
  padding: 0.45rem 1rem;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink);
}

.skip-link {
  position: absolute;
  left: -999px;
  top: auto;
  background: var(--ink);
  color: var(--white);
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-sm);
  z-index: 999;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

/* ---------------------------------------------------------------------- */
/* 16. RESPONSIVE BREAKPOINTS                                              */
/* ---------------------------------------------------------------------- */
@media (max-width: 992px) {
  .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1.2fr 1fr 1fr; }
  .advisor-card--featured { grid-template-columns: 1fr; }
  .advisor-card--featured .advisor-photo { aspect-ratio: 16/10; }
}

@media (max-width: 768px) {
  .nav-links {
    position: absolute;
    top: calc(100% + 1px);
    left: 0;
    right: 0;
    background: var(--bg-light);
    border-bottom: 1px solid var(--hairline);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.5rem 1.5rem 1.25rem;
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition);
    box-shadow: var(--shadow-soft);
  }

  .nav-links.is-open {
    max-height: 420px;
  }

  .nav-links a {
    padding: 0.85rem 0;
    border-bottom: 1px solid var(--hairline);
    width: 100%;
  }

  .nav-links a::after { display: none; }

  .nav-cta {
    margin: var(--space-sm) 0 0.25rem;
  }

  .nav-cta .btn { width: 100%; justify-content: center; }

  .hamburger { display: flex; }

  .grid--3, .grid--4, .grid--2 { grid-template-columns: 1fr; }

  .split, .split.reverse {
    grid-template-columns: 1fr;
  }
  .split.reverse .split-media,
  .split.reverse .split-copy,
  .split .split-media,
  .split .split-copy {
    order: initial;
  }

  .footer-top { grid-template-columns: 1fr; gap: var(--space-md); }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .footer-legal { margin-top: 0.4rem; }
  .footer-legal a { margin-left: 0; margin-right: var(--space-md); }

  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }

  .advisor-card--featured .advisor-body { padding: var(--space-md); }

  .hero-meta { gap: var(--space-md); }

  .section { padding: var(--space-xl) 0; }
}

@media (max-width: 480px) {
  .header-inner { padding-top: 0.9rem; }
  .logo { font-size: 1.25rem; }
  .logo .logo-mark { width: 34px; height: 34px; font-size: 0.9rem; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { justify-content: center; }
}